Calculated Industries Qualifier Plus Training Program Workbook for Qualifier Plus IIIx and IIIfx Real Estate Finance Calculators | 3 Modules

The Qualifier Plus Training Program Workbook is a comprehensive guide that helps users master the basic and advanced functions of the Qualifier Plus IIIx and Qualifier Plus IIIfx calculators. This workbook starts with the fundamentals and progresses to more complex topics, including cashflow analysis. With every feature and function of the calculators covered, users will be able to provide their clients with reliable answers.

Module I of the workbook provides an extensive overview of financial concepts, along with a glossary of terms, enabling users to understand the information they are inputting and the answers generated. This module covers topics such as appropriate sales prices, down payments, loan-to-value ratios, and the calculation of payments, including monthly (P&I) payments, PITI, and total payments. Users will also learn how to amortize a loan and determine client eligibility.

Module 2 delves into more advanced qualifying techniques, including various ratios. It also explores different payment options, such as bi-weekly loans, adjustable rate mortgages, interest-only payments, and more. This section also covers balloon payments, estimated tax savings, rent vs. buy comparisons, and future value calculations. Additionally, users will learn how to calculate prices, yields, points, fees, and commissions, as well as how to interpret the Truth in Lending Statement.

The final module, Module III, focuses on commercial investment. This section starts with the property profile form and then examines two cash flow equations, as well as cash on cash calculations. Users will explore the gross rent multiplier (GRM), cost per square foot, and capitalization rate, and will review uneven cash flows and the "Cash-Asset-Cash" Model. The workbook concludes by teaching users how to determine the internal rate of return and net present value.

The Qualifier Plus Training Program Workbook is designed to be user-friendly, with topics clearly discussed in common residential mortgage finance terms. This workbook empowers real estate professionals to confidently and easily solve their clients' financial questions, whether they are buyers, sellers, investors, or renters. By mastering the concepts and techniques covered in this workbook, users can enhance their real estate skills, close more home sales, and impress their clients with fast, accurate answers to all their real estate finance questions, from PITI Payments to IRR, NPV, and Cashflows.

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