Calculated Industries 43430 Qualifier Plus IIIfx Desktop PRO Real Estate Mortgage Finance Calculator

The Qualifier Plus IIIfx-Desktop is the ideal real estate calculator for agents, brokers, loan officers and originators. It helps you determine real estate financial answers that both you and your client can see. You can perform mortgage loan and financing problems with ease. Use the calculator to determine time-value-of-money problems as well as find loan amount, term, interest, payment and future value. It lets you include property tax, homeowner's insurance, and mortgage insurance so you can calculate accurate loan requirements. You can use the calculator for your owner/buyer clients in addition to your clients who are looking to rent with rent vs buy and tax-savings calculations. The calculator helps you determine your commission, figure out reduction of listing price and date of escrow closing. It's like having a financial professional on your desk.

The Qualifier Plus IIIFX-DT calculator, made specifically for real estate agents and investors, includes advanced functions to pre-qualify buyers, make tax and mortgage calculations, determine cash flows, and accomplish other related tasks. This large, desktop calculator features an adjustable, nine-digit LCD display and large plastic keys, including a special triple-zero key to help you save time and keystrokes. The Qualifier Plus includes a protective slide cover and also serves as a standard calculator.

With the Qualifier Plus IIIFX-DT calculator, you can quickly qualify potential homebuyers, find the answers to common real estate finance and investment problems, and serve real estate clients in a fast, professional manner. This tool can calculate multiple cash flows and internal rates of return, along with net present and net future values, and it allows you to make a variety of advanced loan, payment, tax, insurance, and investment calculations.

The Qualifier Plus IIIFX-DT features an adjustable, nine-digit LCD display and measures 9.0 by 6.4 by 1.4 inches (H x W x D), weighing 10.8 ounces. It is powered by a 3-volt lithium battery (included) that delivers up to approximately 3,000 hours of use, and an automatic shutoff helps preserve battery life. The LCD measures 1.6 by 5.3 inches (H x W).

Calculated Industries (CI), the manufacturer of the Qualifier Plus IIIFX-DT, has been the leading manufacturer and marketer of specialty construction calculators and digital measuring tools for over 30 years. Their products have helped more than 8 million busy professionals work better, faster, and more efficiently with easy-to-use, portable solutions.

The Qualifier Plus IIIFX-DT is the ideal tool for real estate investors, agents, and mortgage lenders. It offers all the features of the hand-held calculator in a convenient desktop model, with large keys and an easy-to-read, adjustable display, making it perfect for office use. The calculator is super easy to use on all realty financing matters, from finding a loan that works for your client to considering trust deeds investments, or finding remaining balances or balloon payments and more.

The Qualifier Plus IIIFX-DT allows you to confidently and easily solve clients' financial questions, whether they're buyers, sellers, investors, or renters. Increase your perceived professionalism and close more home sales by impressing your clients with fast, accurate answers to all their real estate finance questions, from PITI Payments to IRR, NPV, and Cashflows.

The dedicated buyer qualifying keys let you enter a client's income, debt, and expenses to pre-qualify them to only show properties they can afford. You can include tax, insurance, and mortgage insurance, then compare loan options and payment solutions to give your client choices before they make an offer to buy.

The Qualifier Plus IIIFX-DT allows you to figure out the right loan for your client at the press of a button, whether it's jumbo, conventional, FHA/VA, or even 80:10:10 or 80:15:5 combo loans. You can check to see if ARMs or bi-weekly loans, quarterly payments, or interest-only payments are the answer, giving your client more choices and easily performing "what if" loan or TVM calculations.

Become an invaluable resource to your clients by reducing their confusion and uncertainty, ensuring they can make a purchase offer, know they can afford the down payment, and determine the right loan for them. The calculator also includes date-math for listings and contracts. It comes with a protective slide cover, quick reference guide, pocket user's guide, long-life battery, and a 1-year warranty.

product information: